Life Science & Biotech – Banking & Financing Solutions

Life science and biotech companies are at the forefront of innovation, developing cutting-edge technologies and therapies with the potential to revolutionize healthcare. However, these companies also require significant investment to fund research and development efforts. That’s where banking and financing solutions from Customers Bank come in, providing the necessary capital to help you grow and bring your products to market.

Customers Bank is a super-community bank with over $20 billion in assets, offering nationwide commercial and consumer banking services. Since 2009, we have served startups and other businesses with outstanding customer service and the convenience of digital banking.

We specialize in providing banking and financing solutions tailored to the needs of life science and biotech companies. Whether you are a startup seeking seed funding or an established company that wants to expand, we offer financing solutions to meet your needs. From debt financing to equity investments, we can help you secure the capital you need to take your company to the next level.

Financing Solutions for Life Science & Biotech

At Customers Bank, we understand that financing is a critical aspect of any life science or biotech venture. To help our clients achieve their goals, we offer financing solutions tailored to meet their specific needs. This section will discuss two of the most common financing options for life science and biotech companies: Loan Options and Venture Capital.

Loan Options

For life science and biotech companies, loans are an excellent way to secure the funding needed to achieve their goals. Customers Bank provides a range of loan options, including:

• Term Loans: Long-term loans with fixed or variable interest rates that can be used for various purposes, such as equipment purchases, facility expansions, and research and development.
• Lines of Credit: Short-term loans that provide access to funds on an as-needed basis, typically used for managing cash flow or financing working capital.
• SBA Loans: SBA-guaranteed loans offer flexible financing solutions for business acquisition, owner-occupied real estate, debt refinancing, inventory, working capital, and more.
• Asset-Based Loans: Loans secured by the company’s assets, such as accounts receivable, inventory, or equipment.

Venture Capital

Venture capital is another popular financing option for life science and biotech companies. We have extensive experience working with venture capital firms and can help clients navigate the complex process of securing funding.

Banking Solutions for Life Science & Biotech Companies

As a financial institution, we understand the challenges life science and biotech companies face regarding banking and financing solutions. That’s why we offer specialized accounts and investment opportunities that cater to the unique needs of industries, such as:

• Relationship banking: From the start, you’ll be paired with a seasoned banker well-versed in cutting-edge life sciences technology. This translates to less time spent on explanations and more focused solutions.
• Industry expertise: Our team comprises professionals with extensive industry expertise dedicated to providing value to companies across all life sciences verticals and development stages.
• Investment opportunities: Life science and biotech companies require significant investment to fund their research and development efforts. We offer a range of investment opportunities that cater to their needs, including venture capital, private equity funding, and debt financing solutions.

Key Takeaways

From biotech to pharmaceutical companies to medical devices and diagnostics, the Customers Bank team knows life sciences. We are committed to providing customers with the best banking and financing solutions. Please speak to our experienced team to explore solutions that meet your needs.