Paycheck Protection Program (PPP)

Attention Sole Proprietors:
You are now eligible for a larger PPP Loan!

Loan sizing rules for sole proprietorships have changed in a way that could potentially deliver larger PPP loans to qualifying individuals. For companies without employees, the calculation was based on a sole proprietor’s net profit, on line 31 of Schedule C. The new application will allow sole proprietors to choose whether they file using net profits or use gross income, line 7 of Schedule C, to determine the PPP loan amount. The new application for sole proprietors with employees similarly allows the loan to be based on gross income minus expenses reported for employee benefit programs, pension and profit-sharing plans, and wages (Schedule C lines 14, 19 and 26).

If this is your first PPP loan, you can apply for a second in eight weeks if funds are spent. Already, had a PPP loan, get a second and larger loan now.

Loans can be forgiven subject to regulations.

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PPP Help Desk

For assistance with a 2021 PPP Loan application, call:

833-595-0618

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For assistance with 2020 PPP loan service or forgiveness:

Learn More

1st Time Borrowers with Employees

First Draw PPP loans are available for eligible businesses which were not previously approved for a PPP Loan.

Apply Now

2nd Draw Borrowers with Employees

Second Draw PPP loans are available for eligible businesses which received and exhausted a PPP Loan in 2020.

Apply Now

Please be advised that all locations are by appointment-only service. For more information, visit our ATM and locations page.

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