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Personal checking

With great benefits and convenient online and mobile banking, we make it simple to manage your money.

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Man walking with a bike

Explore our checking options

Convenience Checking

Pay no ATM fees at 400,000 locations.*

Free Checking

No minimum balance, no monthly fee, and no per-check charges.

Bonus Checking **

Earn 0.25% APY on all balances, plus 1.20% APY on the monthly average balance up to $100,000 when you spend $500 per month on your Customers Bank Visa debit card for signature purchases.

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Open a personal checking account today with Customers Bank—it’s easy and we’re always here to help.

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*To receive ATM surcharge refunds and avoid a monthly service fee of $29 there is no minimum balance requirement in the convenience checking account; however, you must maintain, in any combination among all your deposit accounts and/or your outstanding balances on your mortgage and consumer loans (excluding Customers Bank Personal Loans which are powered by Upstart), an average total balance of $5,000 for each statement period. Surcharge fees will be credited at the end of the statement cycle.

**Annual Percentage Yield (APY) as of 6/8/2022. To be eligible to open this account, new money is required (funds not currently on deposit with Customers Bank). All balances will earn 0.25% APY and the additional bonus APY of 0.95% will only be earned when the Visa Debit Card signature-based purchases equal $500 or more during the statement cycle. The “Bonus” APY of 0.95% will be calculated on the average daily balance for the statement cycle and credited on the statement cycle ending date for average daily balances up to $100,000.99. During statement cycles when the Visa Debit Card signature purchases do not total $500 or more, the Bonus Checking account will earn 0.25% APY. Bonus Checking is a variable rate account and the account interest rates and APYs may change after the account is opened without notice. Fees may reduce earnings. Limit of one Bonus Checking account per tax identification number. For consumers only. Minimum opening deposit $10.