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Consumer Online Banking Customers: Effective immediately, external transfer service will not be available for 30 calendar days from date of enrollment in Online/Mobile Banking. Please refer to our Online & Mobile Banking Agreement for further details.

Personal checking

With great benefits and convenient online and mobile banking, we make it simple to manage your money.

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Open a personal checking account today with Customers Bank—it’s easy and we’re always here to help.
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Verify your micro-deposits that were recently completed.

*To receive ATM surcharge refunds and avoid a monthly service fee of $29 there is no minimum balance requirement in the convenience checking account; however, you must maintain, in any combination among all your deposit accounts and/or your outstanding balances on your mortgage and consumer loans (excluding Customers Bank Personal Loans which are powered by Upstart), an average total balance of $5,000 for each statement period. Surcharge fees will be credited at the end of the statement cycle.

ˇ Annual Percentage Yield (APY) as of 10/1/22. $50.00 minimum balance to open the account. Base rate 1.00% APY with additional bonus APY of 1.00% can only be earned when you complete one direct deposit or two (processed and posted) bill payments per statement cycle. This is a variable rate account and the account interest rate and APY may change after the account is opened without notice. Fees may reduce earnings. For consumers only. Available in branch and online. For FDIC insurance information, visit

§While this link will take you to a section of the third party’s site which we manage, there are other areas of the site beyond our control. Aside from what is presented specifically on our pages, we do not accept responsibility for products or services offered on this third party’s site nor does Customers Bank necessarily support or condone any opinions or comments expressed or shared on this third party site that are not explicitly our own. Furthermore, as our own privacy policy and security policy are not applicable to this third party, we encourage you to seek out and read their policies.