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Customers Bank Interest Checking

Personal checking account with up to 2.00% APY. Earn 1.00% APY with an additional bonus of 1.00% APY when using direct deposit or bill pay.

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Customers Bank Interest Checking hero

The Interest Checking Account offers you:

Up to 2.00% APY

 

No minimum or maximum balance required

 

No monthly fees

 

Convenient online account management

 

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The checking account that pays you.

Call us at 855-398-8159 with any unanswered questions you have about the Customers Bank Interest Checking Account.


Our Story

Founded in 2009…

Founded in 2009, Customers Bank is a super-community bank with about $21 billion in assets. We believe in dedicated personal service for the businesses, professionals, individuals and families we work with.

Customers Bank is an equal opportunity…

Customers Bank is an equal opportunity lender. We offer banking and loan services across Florida, Illinois, Massachusetts, New Hampshire, New Jersey, New York, North Carolina, Pennsylvania, Rhode Island and Texas.

Frequently asked questions

031302971

There are several ways to fund your account:

  • Transfer money from your account at another bank.
  • If you have an existing account with Customers Bank you may transfer funds from that account to your new Customers Bank account.
  • Customers Bank routing number is 031302971. Refer to your account disclosures for complete terms and conditions.

The additional bonus APY of 1.00% can only be earned when you complete one direct deposit or two bill payments per statement cycle.

Your account balance at the end of the day determines the rate we use to calculate your interest earned that day. The interest earned each day is then totaled and paid to you at the end of your monthly statement period if you satisfied the one direct deposit or two bill payments per statement cycle.

Annual Percentage Yield (APY) as of 10/1/22. $50.00 minimum balance to open the account. Base rate 1.00% APY with additional bonus APY of 1.00% can only be earned when you complete one direct deposit or two (processed and posted) bill payments per statement cycle. This is a variable rate account and the account interest rate and APY may change after the account is opened without notice. Fees may reduce earnings. For consumers only. Available in branch and online. For FDIC insurance information, visit FDIC.gov.

§While this link will take you to a section of the third party’s site which we manage, there are other areas of the site beyond our control. Aside from what is presented specifically on our pages, we do not accept responsibility for products or services offered on this third party’s site nor does Customers Bank necessarily support or condone any opinions or comments expressed or shared on this third party site that are not explicitly our own. Furthermore, as our own privacy policy and security policy are not applicable to this third party, we encourage you to seek out and read their policies.