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Customers Bank Interest Checking

Personal checking account with up to 2.00% APY. Earn 1.00% APY with an additional bonus of 1.00% APY when using direct deposit or bill pay.

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Customers Bank Interest Checking hero

The Interest Checking Account offers you:

Up to 2.00% APY


No minimum or maximum balance required


No monthly fees


Convenient online account management


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The checking account that pays you.

Call us at 855-398-8159 with any unanswered questions you have about the Customers Bank Interest Checking Account.

Our Story

Founded in 2009…

Founded in 2009, Customers Bank is a super-community bank with about $21 billion in assets. We believe in dedicated personal service for the businesses, professionals, individuals and families we work with.

Customers Bank is an equal opportunity…

Customers Bank is an equal opportunity lender. We offer banking and loan services across Florida, Illinois, Massachusetts, New Hampshire, New Jersey, New York, North Carolina, Pennsylvania, Rhode Island and Texas.

Frequently asked questions


There are several ways to fund your account:

  • Transfer money from your account at another bank.
  • If you have an existing account with Customers Bank you may transfer funds from that account to your new Customers Bank account.
  • Customers Bank routing number is 031302971. Refer to your account disclosures for complete terms and conditions.

The additional bonus APY of 1.00% can only be earned when you complete one direct deposit or two bill payments per statement cycle.

Your account balance at the end of the day determines the rate we use to calculate your interest earned that day. The interest earned each day is then totaled and paid to you at the end of your monthly statement period if you satisfied the one direct deposit or two bill payments per statement cycle.

Annual Percentage Yield (APY) as of 10/1/22. $50.00 minimum balance to open the account. Base rate 1.00% APY with additional bonus APY of 1.00% can only be earned when you complete one direct deposit or two (processed and posted) bill payments per statement cycle. This is a variable rate account and the account interest rate and APY may change after the account is opened without notice. Fees may reduce earnings. For consumers only. Available in branch and online. For FDIC insurance information, visit

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