built for how you bank

cubiX Payments
Platform


Customers Bank’s proprietary payments platform, powers modern money movement with a unified platform across traditional and real-time payment networks.

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“cubiX provides seamless, secure, transparent and compliant 
transactions that move at the speed of business today.​”

SAM SIDHU PRESIDENT & CEO, CUSTOMERS BANK

Proven at Scale

 *As of Q1 2026; numbers reflect growth since cubiX launch in October 2024

$1.3T

$316B

$4B

615K

BUILT FOR YOUR BUSINESS

One platform.
Every rail. 24/7/365

With a single point of connectivity, cubiX provides direct access to all major US payment networks - including Wire, ACH, RTP and FedNow - all backed by the security and stability of a leading commercial bank.

Instant
Transfers

Move money when you need to it. 24 hours, 7 days a week, 365 days a year.

API
Integration

Seamlessly embed payments into your platform with our robust API.

Global
Reach

Expand your business with cross-border payment solutions.

Webhooks  

Customizable notifications tailored to your needs.

Reporting
via API

Access detailed reports directly through our API.

Self
Service

Manage users, API credentials, permissions and the address book — all within one platform.

AI INTEGRATION

AI-native & Agentic Payment Ready

MCP Server

Enabling LLMs to interact directly with payment rails for seamless, context-aware financial operations.

Agentic Payment Ready

Powers autonomous financial agents with real-time hooks, secure execution and future-ready payment workflows.

BUILT FOR YOUR INDUSTRY

Bespoke Solutions

Across Industries

Our industry experts can provide banking

solutions customized to your business needs.

Digital 

Assets

AI-driven treasury management and settlement for crypto-native businesses.

Mortgage

Services

Automated payment processing and intelligent document handling with AI agents.

Fintechs

Scalable, AI-enabled infrastructure for next-gen financial services and platforms.


TOOLS FOR MODERN BANKING

  • cubiX MCP server
  • RESTful API architecture
  • Comprehensive documentation
  • Robust sandbox environment
  • Real-time Webhooks notifications

Modernization starts with the right partner.

Connect directly with our team to learn how cubiX can transform your payment infrastructure.

Get Started

Digital Payments

Frequently Asked Questions

What is cubiX?

cubiX is Customers Bank’s proprietary payments platform, providing unified access to both traditional and real-time payment rails — including wire, ACH, RTP, FedNow and Customers Bank’s 24/7 intra-bank network.

Who is cubiX designed for?

cubiX is built for institutional customers — including digital asset firms, mortgage servicers, commercial businesses, fintech firms and other financial institutions that require real-time, high-volume payment infrastructure.

Is cubiX available around the clock?

Yes. cubiX operates 24/7/365 — including weekends and holidays. Transfers are typically completed within seconds once initiated.

How do I connect to cubiX?

Contact your Customers Bank representative to get started. Once onboarded, you’ll access cubiX through our portal UI or directly via API.