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Personal Banking

Mortgages

Opening the door to buying or refinancing a home with a full range of mortgage options, our team of experienced lenders is ready to help.

The team at Customers Bank is ready to guide you through the entire process of choosing and getting the loan to meet your specific needs. With pre-qualification and competitive rates and local decision making, we are here to help.

Prequalifying for a loan?

Our online Prequalification process is conveniently designed to allow you to stop any time and pick up where you left off. After you submit an application, you can check loan status at your convenience.

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Purchasing a new home?

Congratulations on your decision to buy a new home! There are many important things to consider throughout the process, especially if you're a first-time homebuyer.

Things to Consider

Refinancing or Making Home Improvements?

If you are planning on remodeling your home - be it a kitchen, bathroom or backyard - you can contact one of our mortgage professionals who will help find the right loan for you.

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Mortgages

Conventional Financing

Conventional Financing

Fixed rate and adjustable rate mortgage options

Jumbo

Jumbo

Fixed rate and adjustable mortgages

PHFA Programs

PHFA Programs

First-time homebuyer loans, FHA loans, low-downpayment conventional financing with no mortgage insurance

FHA

FHA

Downpayment options as low as 3.50%

USDA

USDA

100% financing designed for rural housing and suburban communities

Affordable Mortgage Program

Affordable Mortgage Program

30-year fixed mortgage with great rates. No minimum loan amount, credit scores as low as 620 accepted (loan to value restrictions apply)+

VA

VA

Up to 100% financing designed for rural housing and suburban communities

Special low-to-moderate income programs

Special low-to-moderate income programs

Jumbo non-QM

Jumbo non-QM

Eligible for primary, secondary and investment properties, loan amounts up to $10 million, adjustable rate mortgage options

+Affordable Mortgage Program only available for primary residences located within the following counties (additional restrictions may apply):
PA: Berks, Bucks, Chester, Delaware, Montgomery and Philadelphia | NJ: Mercer | NY: Bronx, Kings, Queens, New York, Richmond and Westchester

+ Primary residences only. Limited to one loan per household. Homebuyer counseling is required. Parameters effective 11/01/17 and subject to change without notice. Subject to credit approval. Minimum borrower contribution required. Loan to value requirements are tiered and based on credit score. Property type restrictions apply. Income restrictions apply and are based on location of residence in the above referenced counties and their corresponding 2017 FFIEC Median Family Income figures.

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