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CB Access - Customers Bank

Commercial Lending

Please contact one of our experienced Commercial Bankers today:

Tim Romig

Executive Vice President, Group Director of Pennsylvania and New Jersey


  • 27 years banking experience
  • American Institute of Banking; Risk Management Association; American Bankers' Association Commercial Lending School
  • Board member and Outreach Committee of Olivet Boys and Girls Club of Reading; chairman of the  Olivet Kiss-a-Pig fundraising campaign; member of the board and co-chair of membership committee for Berks Economic Partnership; member of the Associate Board of Directors for Ben Franklin Technology Center of Eastern Pennsylvania; fundraising division captain for Kutztown University's Business & Industry Campaign.

Berks/Schuylkill Counties

Robert Fischer

Senior Vice President, Relationship Manager, Reading, PA


  • 18 years banking experience
  • BS in Accounting, Alvernia University; School of Banking, Dickinson University; Advanced School of Banking, Bucknell University
  • Serve on Wernersville zoning Board; volunteer for Conrad Weiser School District youth sports

Chad Johnson

Vice President, Relationship Manager, Reading, PA


  • 11 years banking experience
  • BS in Business Administration, Kutztown University; MBA Villanova University; Advanced School of Banking, Bucknell University; Commercial Lending School, Temple University
  • Board member, Big Brothers and Big Sisters of Berks County; board member, Cumru Township Municipal Authority; committee member, Reading Downtown District's Holiday Parade; classroom volunteer, Junior Achievement; volunteer, Awesome Dawgs Animal Therapy group.

Keith Phillips

Senior Vice President, Relationship Manager, Reading, PA


  • 30 years banking experience
  • BS in Business Administration, Millersville University; School of Commercial Lending, Bucknell University
  • Director and past president, Hamburg Rotary Club; Heidelburg Country Club Golf committee Director; volunteer, Hawk Mountain boy Scout Leadership Dinner; volunteer, Kutztown University's Business and Industry Campaign; member, Keystone Business Club.

Caitlin Degler

Commercial Deposit Services Officer


  • 7 years banking experience
  • Attended Millersville University
  • Treasurer, West Reading Main Street Authority; charter member and secretary, West Reading–Wyomissing Lions Club; member, Greater Reading Young Professionals; member, West Reading Business Association; member, Berks Volunteer Leadership Council for the American Cancer Society.

Lawrence Snow

Vice President, Commercial Deposit Services Manager


  • 15 years banking experience
  • BA in Finance/Banking, Alvernia University; Certified Treasury Professional (CTP)
  • Former Elementary and Junior High Wrestling Coach; treasurer, Athletic Association; classroom volunteer Junior Achievement; and United Way Company Campaign Chairman.

S. Eastern PA and South Jersey

Bonnie Halbreiner

Vice President, Regional Chief Lending Officer for Bucks and Mercer counties


  • 24 years banking experience
  • BS in Mathematics, St. Joseph's University; MBA in Finance, Temple University
  • Member, Friends of Family Services of Bucks County, member of Golf Committee for Family Services of Bucks County; Past President and current board member of Libertae, Inc., Bensalem; past board member and president of Southampton Business and Professional Association.

Elizabeth Le

Vice President, Commercial Lending Relationship Manager, Phoenixville, PA


  • 12 years banking experience
  • BBA in Finance and Real Estate, Fox School of Business at Temple University
  • Member, Risk Management Association (RMA) and Main Line Society of Professional Women (SPW)

Patricia A. Daly

Portfolio Manager, Newtown Square, PA


  • 18 years banking experience
  • BS degree in Business and Finance, Mount Saint Mary's College; Masters in Finance, St. Joseph's University
  • Member, Finance Committee of Nativity BVM Parish; Member, Nativity BVM Parish School's Advancement Team

Julie Ann D. Puth

Assistant Vice President, Small Business Portfolio Manager, Phoenixville, PA

(484) 923-2168

  • 10 years in banking
  • BS in Business Administration, Specialization in Finance Rowan University
  • Board Member of Community Lenders Development Corporation (CLCDC)


Steven Issa

Executive Vice President, New England Market President


  • Over 30 years banking experience
  • Undergraduate degree and M.B.A. from Bryant University
  • Active member of Rhode Island’s community, serving on the boards of the Greater Providence Chamber of Commerce, Delta Dental of RI, Presidents Council at Providence College, Miriam Hospital and the Governor’s Commodore Advisory Boards.

George Drapeaux

Cash Management Sales Manager, Senior Vice President


  • Over 25 years of cash/treasury management experience in banking and corporate mgmt
  • BS in Business Administration from the University of Rhode Island
  • CTP (Certified Treasury Professional) credential since 1996
  • Member of the Association for Financial Professionals (AFP) and New England AFP, served on its Board of Directors (1996-1998) and past speaker at its annual conference
  • Mount St. Rita Health Centre: board of directors – past Vice Chairman and past Chairman
  • Ashton Elementary School PTO: past Treasurer and past President

Kevin Farrell

Market Manager, Senior Vice President


  • Over 25 years banking experience
  • BA in Economics with Honors from Providence College
  • Board of Directors - Business Development Company of RI
  • Finance Committee - St. Raphael Academy
  • Audit Committee - St. Jude
  • Past member of Board of Directors: RI Community Food Bank, American Red Cross of RI, Rebuilding Together, Junior Achievement

Michael J. Solomon

Vice President – Commercial Lending


  • Over 20 years banking experience
  • Master’s in Business Administration from University of Rhode Island
  • BS in Business Administration from Boston University Island
  • Greater Providence Chamber of Commerce Membership Drive Participant
  • Past Member of Rhode Island Housing Board of Commissioners
  • Past Member of Rhode Island Higher Education Assistance Authority Board of Directors
  • Past Member of Governor’s Regulatory Review Task Force


David A. Bourret

Senior Vice President, Relationship Manager


  • Over 35 years of banking experience
  • BS, Finance, magna cum laude, Boston College
  • Former member of the board of St. John’s Community Nursery School, Hingham and of Jackson Walnut Park Schools, Newton, MA

James B. Daley

Vice President, Relationship Manager


  • 10 years of banking experience
  • Bachelor’s Degree in Business Administration with a concentration in International Business from The George Washington University

Joseph O'Leary, Jr.

Senior Vice President and Group Manager


  • Over 30 years banking experience
  • Graduate of Stetson University
  • Former Co-Chairman, current Board Member of 495 MetroWest Partnership

Multi-Family Housing

Ken Keiser

Executive Vice President, Director Commercial Real Estate and Multi-Family Lending, Wyomissing, PA


  • 38 years banking experience
  • BS in Education, Millersville University; Graduate, Central Atlantic School of Commercial Lending, Bucknell University
  • Former Treasurer, Berks County Committee for Affordable Housing; member and past president of the Greater Reading Kiwanis Club and Homebuilders Association of Berks County; volunteer, United Way of  Berks County; former Treasurer and board member, Keystone/Miller Blood Bank; instructor, American Institute of Banking.

Jeffrey Siebold

Senior Vice President, Relationship Manager, Southeastern PA/NJ


  • 24 years banking experience 
  • Associates degree in Business Administration, Bucks County Community College; American Bankers Association National Commercial Lending School; American Bankers Association National Commercial Lending Graduate School; Lean Manufacturing Certification from Delaware Valley Industrial Resource Center 
  • Former President and board member, The Kiwanis Club of Pennridge; former Treasurer and board member, Gilda's Club of Delaware Valley Associate Board.

Brett Long

Senior Vice President, Relationship Manager, Wyomissing, PA


  • 17 years Banking experience 
  • BS in Business Administration/Finance, Bloomsburg University; MBA in Finance, St. Joseph’s University; Graduate of the Pennsylvania Bankers Association Executive Leadership Program 
  • Treasurer and coach for the Hamburg Area Soccer Association; Treasurer and Den Leader for Cub Scout Pack 120; past board member of the Greater Berks Food Bank

George Agamaite

Vice President , Relationship Manager – Multi-Family Lending and Investment Real Estate, Philadelphia, PA


  • 22+ Years banking experience
  • BBA Finance, Investment and Banking UW – Madison; MBA Accounting, University of Wisconsin Madison - Graduate School of Business, Madison, WI.
  • Active in Various Autism Societies
  • Lending in PA, NY, NJ, MD, DE, VA

Government Guaranteed Lending

Jeffrey Dickey

Vice President, SBA Government Lending Specialist


  • 15 years banking experience
  • BS in Marketing, University of Delaware
  • Coaching ARA & Methacton Wolverines

Specialty Finance Group

Lyle P. Cunningham

Senior Vice President, Specialty Finance


  • B.S. Accounting – Pennsylvania State University
  • 30 years of banking and commercial finance experience

S. Scott Gates

Vice President


  • 20 years of banking and commercial finance experience
  • AB Economics and Government and Law from Lafayette College in Easton, PA

Commercial Finance Group

Sam Smith III

Senior Vice President, Commercial Finance Group


  • Over 30 years of experience in the equipment finance and leasing industry
  • Founding Member and Managing Director of EverBank Commercial Finance – Industrial Group, responsible for overall management of the business unit including sales, credit, operations and syndication; voting member of senior credit committee
  • Co-founder, President and Chairman of Wentworth Capital; sold to Charter Financial and subsequently to Wells Fargo
  • BA in Business Administration from Rollins College

Kurt A. Kolesha

Vice President, Sales – Commercial Finance


  • 24 years of banking and equipment finance experience
  • BS in Accounting from East Carolina University, Greenville, NC
  • Past Board member – Newburyport Youth Hockey
  • Past Volunteer – Dale Carnegie Sales Training

George C. Muhoray

Vice President, Commercial Finance


  • 30 years of banking and equipment finance experience
  • BS in Business Administration from Miami University in Oxford, OH
  • Secretary, Board of Directors – Miami University Men’s Rugby Alumni Association
  • Vice President, Board of Directors – Cleveland Magyar Athletic Club
  • Volunteer/Asst. Scout Master – Hungarian American Scouting Association
  • Volunteer – Pease Greeters

Sam Smith IV

Business Development Officer


  • 5 years of banking and equipment finance experience
  • BS Construction Management from Wentworth Institute of Technology in Boston, MA